Our goal is to change the industry, one policy at a time.
First Choice is a full service brokerage company founded with the mission of bringing value and safety back to the consumer. In today’s market, there are many options available to protect you and your family. The problem is not every option is a good option.
When it comes to life insurance, we have identified the highest rated insurance companies that offer the best living benefits to our clients. First, we take the time to understand your specific risk picture and then we design a short and long-term insurance strategy to help you achieve your goals. Our specialty is using life insurance as a vehicle that can address both living risk and retirement risk.
FCLB specializes in all types of life insurance including high risk underwriting, college planning strategies and traditional 401k and IRA investment alternatives.
Let’s talk about what we do....
Living Benefits Experts – We will walk you through the difference between “Life” Insurance and “Death” Insurance. You should have a mixture of both and the amounts vary by client!
Tax-Free Retirement Specialists–FCLB will guide you through The New Rules of Retirement Savings and perform a comprehensive evaluation of your retirement strategies. We can stress-test your current plan to be sure you maximize your returns while reducing or eliminating taxes and avoiding market risk.
College Planning Strategies-We will show you how to help future generations reduce their dependency on borrowing for college. It starts by taking control of the college funding process. Properly structured life insurance is a great alternative to standard 529 and Pre-paid college options. They are designed to provide maximum performance, more control, better tax advantages and no market risk!
Now that you know about living benefits, it's time to upgrade your policy!Contact Us